The Florida Insurance Law Blog

By Jeffrey T. Donner, Esq.

  • Injunctive Relief is Not Available to Compel a City to Enforce a Zoning Ordinance Against a Third Party

    What can you do if you live in a residential neighborhood and your neighbor is running a McDonald’s or a retirement home out of his house? If you live in a single-family home in a residential neighborhood, your zoning ordinance, no doubt, prohibits the “commercial use of single-family homes.” (But see Airbnb.) But what if

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  • Can a City be Liable for Negligent Building Inspections?

    What is a city’s potential liability for negligently performing building inspections and issuing permits? The Town of Surfside, which at some point had issued a roof repair permit not long before the tragedy—but, apparently, did not flag the building as being in an emergency situation—reportedly contributed $2 million to the $1 billion wrongful death/personal injury

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  • Must Surgeons Inform Patients that a Procedure is Experimental or Investigational?

    Must surgeons inform patients that a procedure is experimental or investigational? The majority of cases hold that FDA status is not a “medical risk” and thus need not be disclosed in obtaining a patient’s informed consent. See Alvarez v. Smith, 714 So. 2d 652 (Fla. 5th DCA 1998). In Alvarez, Appellants Jose and Mirna Alvarez

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  • Punitive Damages in First-Party Property Cases

    Is it possible to for an insured to be awarded punitive damages in a first-party property insurance case? Yes. What is the difference between amending to assert a claim for punitive damages and amending to assert a claim for “bad faith”? The answer might not be clear. In Cook v. Florida Peninsula Ins. Co., 371

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  • Chevron Deference is No More; Does it Matter?

    In Loper Bright Enterprises v. Raimondo, 144 S. Ct. 2244 (2024), the U.S. Supreme Court overruled Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc., 104 S.Ct. 2778 (1984). Democrats are up in arms. Now that the Court has ended “Chevron deference”—meaning courts are free to resolve cases and controversies without any systematic

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  • Understanding Summary Judgment in the Context of Complex Federal Environmental Law

    A recent—but Chevron-era—federal case in the Southern District of Florida gave us a detailed look at the complexities of dealing with cross-motions for summary judgment in complex environmental contamination and permitting litigation. In Conservancy of Sw. Florida, Inc. v. Williams, 13-14477-CIV, 2018 WL 11422990 (S.D. Fla. Dec. 21, 2018), three non-profit environmental protection organizations sued

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  • Water Mitigation and Mold Remediation Companies Not Performing Real Construction Work Do Not Need a Building Contractor License

    Do water mitigation and mold remediation companies need a building contractor license? No. In Incident365 Florida, LLC v. Ocean Pointe V Condo. Assoc., ___ So. 3d. ___ (Nos. 3D22-2239, 3D22-2240 & 3D22-2241) (Fla. 3d DCA Oct. 2, 2024), the plaintiff, Incident365 Florida, LLC (“Incident”), appealed from separate final summary judgments entered in favor of Ocean

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  • Understanding the Plausibility Standard in Federal Court

    The “new” federal standard for a motion to dismiss—making it more likely such a motion will be granted—is not very new anymore. The “plausibility” standard has been in place since 2007. How is the plausibility standard being implemented by federal trial courts? An interesting attempted class action against the sugar farming industry in South Florida

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  • Understanding Superfund/CERCLA: Its History, Purpose, Recent Case Law, and Practical Realities for Companies

    The Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA), commonly known as Superfund, is a critical piece of environmental legislation in the United States. Enacted in 1980, CERCLA was designed to address the nation’s growing concern over hazardous waste sites that posed significant risks to public health and the environment. Over the years, it has

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  • The History and Philosophy of Fee-Shifting Statutes in Florida: Ensuring Access to Justice for Individuals

    Florida has recognized the need for fee-shifting to keep insurance companies honest since 1893. For several years, however, the Governor and Florida legislature have been attacking the ability of insureds to successfully challenge their insurance companies when their claims are wrongfully denied or underpaid. Most recently, the legislature deleted the “fee shifting” statute that provided

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