The Florida Insurance Law Blog

By Jeffrey T. Donner, Esq.

Call 407-639-4223 to schedule a consultation with Attorney Jeff Donner today.

  • You Are Not the “Violator” Until the Government Proves It

    By Jeffrey T. Donner, Esq. July 10, 2026 Miami-Dade’s Code-Enforcement Forms Get Due Process Backwards Imagine receiving a civil violation notice from the government. You dispute the allegations. Perhaps the inspector misunderstood what happened. Perhaps the government identified the wrong person or corporation. Perhaps you own the property but did not commit the conduct. Perhaps…

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  • When a Cyberfraud Case Becomes a Pleading Lesson: What Nathan’s Homes v. Fifth Third Bank Teaches About Commercial Wire-Transfer Litigation

    By Jeffrey T. Donner, Esq. June 27, 2026 A business wakes up and discovers that $854,864 has disappeared from its bank account. According to the complaint in Nathan’s Homes, Inc. v. Fifth Third Bank, N.A., that is what happened to a Florida business that maintained an account with Fifth Third Bank. The plaintiff alleged that…

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  • The Hidden Tax Paid by Good Drivers

    By Jeffrey T. Donner, Esq. June 27, 2026 One of the most frustrating things about automobile insurance is that the person who does everything right still pays for the people who do everything wrong. The careful driver pays. The reckless driver causes the loss. The uninsured driver creates the risk. The responsible family buys the…

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  • When the Insurance Policy Says No, But the Statute Says Yes: A Florida Coverage Lesson from Fether v. GEICO

    By Jeffrey T. Donner, Esq. June 27, 2026 A recent Middle District of Florida decision, Fether v. GEICO Indemnity Company, is a useful reminder of something insurance companies sometimes prefer to ignore: an insurance policy is not interpreted in a vacuum. The policy language matters, of course. But when the policy was issued to satisfy…

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  • The Private Sector Cannot Carry an Unlimited Public Sector

    By Jeffrey T. Donner, Esq. June 27, 2026 There is a tendency to analyze every struggling private business as if the problem is only internal. Trek has the wrong lineup. A law firm has the wrong intake model. A restaurant has the wrong menu. A contractor has the wrong pricing. A retailer has the wrong…

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  • Why Did a $450 Bike Become an $850 Bike? The Real Economics Behind Trek, COVID, Tariffs, and the Broken Bicycle Market

    By Jeffrey T. Donner, Esq. June 27, 2026 It is easy to look at a modern entry-level bike and conclude that the manufacturer has lost its mind. A Trek Marlin 5 that once felt like a $450 to $500 bike is now sitting near $850. A basic road bike that once seemed like it should…

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  • AI Did Not Kill Lawyers. It Killed a Lot of Billable Hours.

    By Jeffrey T. Donner, Esq. June 23, 2026 Generative AI has not made good lawyers obsolete. It has not replaced judgment. It has not replaced experience. It has not replaced credibility, negotiation, courtroom skill, client counseling, or the professional responsibility that comes with signing your name to a filing. A lawyer still has to know…

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  • The Soft Singularity Is Already Here

    By Jeffrey T. Donner, Esq. June 18, 2026 The public argument over Anthropic’s Fable 5 and Mythos 5 models is not just another technology story. It is a glimpse into the world we are already living in. According to Anthropic, the United States government issued an export-control directive requiring the company to suspend access to…

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  • The Missing Machinery: How America Replaced Retirement Security with Risk

    By Jeffrey T. Donner, Esq. June 17, 2026 The old bargain A useful way to understand the change in American retirement is to start with a simple middle-class life that once looked ordinary. A man could graduate from college, take a stable government job, work a conventional forty-hour week, raise a family, buy a house,…

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  • The Billable Hour Won’t Die, and There Is a Reason for That

    By Jeffrey T. Donner, Esq. June 16, 2026 For as long as I have been a lawyer, people have been predicting the death of the billable hour. I graduated from law school in 1999. Even then, the legal press was full of articles about “the end of the billable hour,” “alternative fee arrangements,” “flat fees,”…

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