The Florida Insurance Law Blog
By Jeffrey T. Donner, Esq.

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In Universal Property & Casualty Ins. Co. v. Caboverde, 366 So. 3d 4 (Fla. 4th DCA 2023), the Fourth District considered a case that involved two insurance claims: a 2016 ceiling collapse claim, and a 2019 Hurricane Irma claim. The case went to a jury trial and the jury entered a verdict in favor of
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In Cole v. Universal Property & Casualty Ins. Co., 363 So.3d 1089 (Fla. 4th DCA 2023), the Fourth District considered newly enacted section 627.70152 of the Florida Statutes, which included a required presuit notice of intent to litigate as a condition precedent to filing suit. The trial court dismissed an insured’s suit without prejudice due
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In People’s Tr. Ins. Co. v. Marzouka, 320 So. 3d 945 (Fla. 3d DCA 2021), the Third District considered the issue of when a trial court should dismiss an insured’s”s breach of contract claim and compel appraisal. In Marzouka, the complaint sought a declaratory judgment in addition to stating a breach of contract claim. People’s
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An “Engle progeny” case is a case in which an injured smoker sues a tobacco company for fraudulent concealment, conspiracy, and other tortious conduct. What proof is required to prevail on the reliance element of the fraudulent concealment and conspiracy claims? An Engle progeny plaintiff must prove reliance on a statement that was made by an Engle defendant (for a


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